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TM Credit & Collect-T2-II

American Express · Posted Nov 3

Banking, credit card, payment network, and travel services

Gurugram, HR, IndiaFull-timeHybridIntern/New Grad1–3 years₹4.0L–₹7.0L yearly29 applicants
BankingPaymentsCredit CardsFinancial ServicesPublic Company
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About the role

The Consumer & Small Business Credit team handles collections and account servicing for the Australia & New Zealand Consumer & Small Business segment. The role involves collections-related customer conversations and account management while adhering to credit policies, supporting appropriate customer outcomes, and minimising losses. Structured training and ongoing guidance are provided to support the new joiner.

What you will do

  • Providing excellent customer service by addressing inquiries and concerns related to customer accounts.
  • Managing collections activities for assigned accounts, including timely follow-ups and appropriate customer contact.
  • Assessing and understanding customers' financial situations to offer appropriate hardship solutions.
  • Monitoring and managing assigned accounts to ensure accurate records and timely action.
  • Ensuring all collection activities are documented accurately and thoroughly in the company's systems.
  • Participating in team meetings and training sessions to stay informed about company policies, procedures, and best practices.

Skills used in this role

What the employer is looking for

  • Ability to work both independently and as part of a team.
  • Ability to quickly learn and adapt to new software and systems.

Preferred qualifications

  • Strong communication and negotiation skills.
  • Empathetic and patient approach when dealing with customers in financial distress.
  • Ability to handle difficult conversations and remain calm under pressure.

Benefits and support

  • Compensation and benefits are detailed in the job posting

About American Express

American Express Company is a globally recognized multinational financial services corporation specializing in payment cards, travel-related services, and network banking. Founded in 1850, the company provides charge and credit cards, expense management products, and merchant services to consumers, small businesses, and large corporations worldwide. It operates a proprietary payments network known for its premium customer engagement and lifestyle rewards programs.

Industry
Banking
Company size
76800 employees
Founded
1850-03-18
Location
New York City, New York, USA
Funding stage
Public Company

Leadership

SJ
Stephen J. Squeri

Chairman and Chief Executive Officer

CL
Christophe Le Caillec

Chief Financial Officer

RR
Ravi Radhakrishnan

Chief Information Officer and Executive Vice President

MR
Monique R. Herena

Chief Colleague Experience Officer

ER
Elizabeth Rutledge

Chief Marketing Officer

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