American Express logo

Team Member Credit & Collect-T2-II

American Express · Posted Oct 5

Banking, credit card, payment network, and travel services

Gurugram, HR, IndiaFull-timeHybridMid Level1–4 years₹4.0L–₹6.5L yearly100+ applicants
BankingPaymentsCredit CardsFinancial ServicesPublic Company
Full time

Get a personal compatibility score

Add a resume for personal matches

About the role

The Consumer & Small Business Credit team manages and services the Australia & New Zealand consumer and small business segment, supporting customers through collections-related conversations and account management while adhering to credit policies. The role delivers customer service on collections activities, assesses customers' financial situations to offer hardship solutions, and maintains accurate account records, with structured training and ongoing guidance provided.

What you will do

  • Providing excellent customer service by addressing inquiries and concerns related to customer accounts.
  • Managing collections activities for assigned accounts, including timely follow-ups and appropriate customer contact.
  • Assessing and understanding customers' financial situations to offer appropriate hardship solutions.
  • Monitoring and managing assigned accounts to ensure accurate records and timely action.
  • Ensuring all collection activities are documented accurately and thoroughly in the company's systems.
  • Participating in team meetings and training sessions to stay informed about company policies, procedures, and best practices.

Skills used in this role

CommunicationNegotiationCustomer ServiceAccount ManagementCollectionsDocumentation

What the employer is looking for

  • Strong communication and negotiation skills.
  • Empathetic and patient approach when dealing with customers in financial distress.
  • Ability to handle difficult conversations and remain calm under pressure.
  • Ability to work both independently and as part of a team.
  • Ability to quickly learn and adapt to new software and systems.

Benefits and support

  • Competitive base salaries
  • Bonus incentives
  • Support for financial-well-being and retirement
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • Generous paid parental leave policies (depending on your location)
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

About American Express

American Express Company is a globally recognized multinational financial services corporation specializing in payment cards, travel-related services, and network banking. Founded in 1850, the company provides charge and credit cards, expense management products, and merchant services to consumers, small businesses, and large corporations worldwide. It operates a proprietary payments network known for its premium customer engagement and lifestyle rewards programs.

Industry
Banking
Company size
76800 employees
Founded
1850-03-18
Location
New York City, New York, USA
Funding stage
Public Company

Leadership

SJ
Stephen J. Squeri

Chairman and Chief Executive Officer

CL
Christophe Le Caillec

Chief Financial Officer

RR
Ravi Radhakrishnan

Chief Information Officer and Executive Vice President

MR
Monique R. Herena

Chief Colleague Experience Officer

ER
Elizabeth Rutledge

Chief Marketing Officer