American Express logo

TCPS Analyst

American Express · Posted Oct 6

Banking, credit card, payment network, and travel services

Gurugram, HR, IndiaFull-timeHybridIntern/New Grad₹4.0L–₹7.0L yearly100+ applicants
BankingPaymentsCredit CardsFinancial ServicesPublic Company
Full time

Get a personal compatibility score

Add a resume for personal matches

About the role

Travelers Cheques & Prepaid Servicing (TCPS) operations team ensures extraordinary customer service for customers and merchants in a 24*7, multi-lingual environment, managing servicing and operations for prepaid products such as Gift Cards and Traveler Cheques. The primary objective of this role is to deliver a high standard of customer service by reviewing and analyzing requests received from merchants and customers globally for prepaid products and making informed decisions to pay or decline once compliance requirements are met. The analyst handles inbound calls and faxes, claims, refunds, and escalations while analyzing risk-related data and identifying fraud connections.

What you will do

  • Managing inbound customer and seller calls and faxes for all prepaid products like Gift Card and Traveler cheques.
  • Handle Claims for lost/Stolen and Unable to Cash Travelers Cheques
  • Handle Escheatment calls and faxes
  • Process Refund Requests, Overspend and Excessive balance cases
  • Candidate should be able to multi-task and prioritize work to ensure balance is met between regulation, policy, and customer service experience.
  • Respond to customer escalation and conduct a root cause analysis of the escalation
  • Leverage expertise in analyzing risk related data, identifying fraud connections
  • Manage change effectively to meet / exceed performance targets

Skills used in this role

CommunicationListeningDecision-MakingAttention to DetailMultitasking

What the employer is looking for

  • Graduate with 0 – 3 years of Prior Experience
  • Work in a 24*7 work environment in a customer facing calling profile
  • Ability to work under pressure in a deadline-driven environment and maintain strong attention to detail.
  • Good oral and written communication skills in English
  • Good listening and decision making skills.
  • An ability to handle escalated issues politely and courteously to achieve a balance between promise fulfilment and risk

Benefits and support

  • Competitive base salaries
  • Bonus incentives
  • Support for financial-well-being and retirement
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • Generous paid parental leave policies (depending on your location)
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

About American Express

American Express Company is a globally recognized multinational financial services corporation specializing in payment cards, travel-related services, and network banking. Founded in 1850, the company provides charge and credit cards, expense management products, and merchant services to consumers, small businesses, and large corporations worldwide. It operates a proprietary payments network known for its premium customer engagement and lifestyle rewards programs.

Industry
Banking
Company size
76800 employees
Founded
1850-03-18
Location
New York City, New York, USA
Funding stage
Public Company

Leadership

SJ
Stephen J. Squeri

Chairman and Chief Executive Officer

CL
Christophe Le Caillec

Chief Financial Officer

RR
Ravi Radhakrishnan

Chief Information Officer and Executive Vice President

MR
Monique R. Herena

Chief Colleague Experience Officer

ER
Elizabeth Rutledge

Chief Marketing Officer