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Software Engineer III - Java, Kafka, React, AI

JPMorgan Chase · Posted Oct 19

Global banking, investment, credit card, mortgage, and asset management services

Bengaluru, Karnataka, IndiaFull-timeOnsiteSenior Level4–8 years₹28.0L–₹42.0L yearly66 applicants
BankingFinancial ServicesInvestment BankingAsset ManagementCredit CardsPaymentsPublic Company
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About the role

The Corporate Technology Credit Risk team at JPMorganChase builds secure, resilient technology that supports the firm's credit risk objectives and financial decision-making at global scale. The team works across Java back-end services, Kafka-based event-driven systems, React front ends, and SQL data models, along with enterprise-authorized AI-assisted development tooling. This Software Engineer III role designs and delivers these credit risk applications while collaborating with product, architecture, and business partners.

What you will do

  • Design and develop secure, high-quality Java-based applications and services that support credit risk workflows, ensuring code is maintainable, performant, and aligned to architectural standards
  • Build and maintain responsive front-end features using React, delivering intuitive user experiences for risk analysts and business stakeholders
  • Write and optimize SQL queries and data models to support reporting, analytics, and data-driven decision-making across credit risk platforms
  • Leverage enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards
  • Apply knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
  • Produce architecture and design artifacts for complex applications, ensuring design constraints are met throughout the software development process
  • Proactively identify hidden problems and patterns in data, using insights to drive improvements to coding hygiene, system architecture, and application reliability
  • Collaborate with product, architecture, and business teams to gather requirements, synthesize findings, and deliver solutions that address real credit risk challenges
  • Contribute to a culture of continuous improvement by participating in code reviews, sharing reusable patterns, and supporting team members in adopting best practices

Skills used in this role

JavaSpring FrameworkSpring BootKafkaReactJavaScriptSQLAWSAzureDockerKubernetes

What the employer is looking for

  • Formal training or certification on software engineering concepts and proficient applied experience
  • Hands-on practical experience in system design, application development, testing, and operational stability across enterprise-scale environments
  • Proficiency in Java for back-end application development, including experience with modern frameworks and object-oriented design principles
  • Hands-on experience with Spring Framework/Spring Boot, Kafka, event-driven architecture, and building resilient systems
  • Experience developing and maintaining front-end solutions using React or comparable modern JavaScript frameworks
  • Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, test creation, troubleshooting, or documentation) with demonstrated ability to critically evaluate, validate, and refine AI-generated outputs for correctness, performance, and security
  • Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; ability to guide peers on safe and effective usage within team practices
  • Experience writing and optimizing SQL queries in support of application development, data analysis, or reporting
  • Solid understanding of agile methodologies and software delivery practices, including continuous integration and continuous delivery, application resiliency, and secure coding standards
  • Demonstrated ability to debug, troubleshoot, and maintain code in a large, complex corporate technology environment

Preferred qualifications

  • Familiarity with credit risk concepts, financial risk frameworks, or related domain knowledge within financial services
  • Experience working with cloud platforms such as AWS or Azure in an enterprise engineering environment
  • Exposure to data visualization tools or reporting frameworks used to communicate risk insights to business stakeholders
  • Knowledge of containerization and orchestration technologies such as Docker or Kubernetes
  • Experience contributing to or leading code reviews with a focus on quality, security, and knowledge sharing

Benefits and support

  • Compensation and benefits are detailed in the job posting

About JPMorgan Chase

JPMorgan Chase & Co. is one of the oldest, largest, and most diversified financial services institutions in the world. Operating globally through the J.P. Morgan and Chase brands, the firm provides a comprehensive range of financial solutions including investment banking, consumer and commercial banking, transaction processing, and asset management. Serving millions of consumers and many of the world's most prominent corporate, institutional, and government clients, the company combines deep market expertise with extensive technological investments.

Industry
Banking
Company size
320000+ employees
Founded
1799
Location
New York, New York, USA
Funding stage
Public Company

Leadership

JD
Jamie Dimon

Chairman and Chief Executive Officer

JB
Jeremy Barnum

Chief Financial Officer

JP
Jennifer Piepszak

Chief Operating Officer

LB
Lori Beer

Global Chief Information Officer

MC
Mary Callahan Erdoes

CEO, Asset & Wealth Management

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