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Senior Manager -Digital Product Management

American Express · Posted Oct 21

Banking, credit card, payment network, and travel services

Bengaluru, KA, IndiaFull-timeHybridSenior Level8+ years₹45.0L–₹70.0L yearly44 applicants
BankingPaymentsCredit CardsFinancial ServicesPublic Company
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About the role

American Express is seeking a Senior Manager to lead product development for its Token Services solutions in India, driving localized token capabilities that meet RBI regulatory requirements. The role sits within the payments and tokenization domain, delivering secure and scalable payment experiences across the Amex network. This position owns the product development agenda end to end — from roadmap and backlog management for scrum teams to stakeholder engagement, regulatory compliance, and innovation strategy.

What you will do

  • Lead the end-to-end development of token capabilities tailored to India’s regulatory landscape
  • Translate business requirements into actionable user stories and features for scrum teams, ensuring clarity, completeness, and alignment with compliance mandates
  • Serve as the product owner for one or more scrum teams, managing backlogs, sprint planning, and feature prioritization.
  • Collaborate with engineering and platform teams to ensure timely and high-quality delivery of token services
  • Interface with internal risk, legal, and compliance teams to interpret and implement RBI directives
  • Ensure all token services deployed in India meet PCI DSS, and RBI circular requirements
  • Partner with global product leads, platform architects, and India-based operations teams to align on roadmap, dependencies, and delivery milestones
  • Represent Token Services in cross-functional forums and regulatory reviews.
  • Contribute to strategic planning and roadmap development for India token services

Skills used in this role

AgileScrumPCI DSSTokenizationRBI RegulationsData LocalizationProduct ManagementUser StoriesCommunicationStakeholder Management

What the employer is looking for

  • 8+ years of experience in product development, preferably in payments, fintech, or regulated financial services.
  • Strong understanding of agile methodologies and experience writing user stories and managing scrum teams.
  • Familiarity with RBI regulations, data localization frameworks, and tokenization technologies.
  • Proven ability to lead cross-functional teams and deliver complex products in a matrixed environment.
  • Excellent communication and stakeholder management skills.

Benefits and support

  • Competitive base salaries
  • Bonus incentives
  • Support for financial-well-being and retirement
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • Generous paid parental leave policies (depending on your location)
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

About American Express

American Express Company is a globally recognized multinational financial services corporation specializing in payment cards, travel-related services, and network banking. Founded in 1850, the company provides charge and credit cards, expense management products, and merchant services to consumers, small businesses, and large corporations worldwide. It operates a proprietary payments network known for its premium customer engagement and lifestyle rewards programs.

Industry
Banking
Company size
76800 employees
Founded
1850-03-18
Location
New York City, New York, USA
Funding stage
Public Company

Leadership

SJ
Stephen J. Squeri

Chairman and Chief Executive Officer

CL
Christophe Le Caillec

Chief Financial Officer

RR
Ravi Radhakrishnan

Chief Information Officer and Executive Vice President

MR
Monique R. Herena

Chief Colleague Experience Officer

ER
Elizabeth Rutledge

Chief Marketing Officer

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