Risk - Credit Risk - Vice President - Bengaluru
Goldman Sachs · Posted Nov 5
Investment banking, securities, asset management, and wealth management services
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About the role
The Risk division at Goldman Sachs is responsible for credit, market and operational risk, model risk, independent liquidity risk and insurance across the firm. The Credit Research Group within Credit Risk assesses the credit and financial strength of corporate, financial institution and sovereign counterparties through fundamental credit analysis, research reviews, internal credit ratings and ongoing surveillance. This Vice President role performs counterparty credit analysis and risk management, builds financial projection models, runs portfolio-level stress testing, and presents recommendations to senior leadership and risk governance committees.
What you will do
- Assess the credit and financial strength of the firm's corporate borrowers and counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
- Review and provide recommendations for loan transactions, determine appetite and regulatory ratings, monitor credit trends in the portfolio, perform distressed analysis and estimate potential impairments
- Analyze the credit implications on corporate clients of various financial transactions including debt, equity and hybrid offerings, mergers and acquisitions, restructuring and share repurchases
- Build and maintain financial projection models
- Present findings and recommendations to senior leadership and answer questions relating to analysis performed
- Monitor counterparties for changes in creditworthiness and take appropriate action
- Perform portfolio-level stress testing and scenario analysis to evaluate the impact of macroeconomic shocks on counterparty creditworthiness and portfolio performance.
- (Good to have) Demonstrated ability to design, test, and refine structured prompts—utilizing prompting techniques to guide Large Language Models (LLMs) in analyzing unstructured data sources, extracting key financial metrics
- Working collaboratively with Risk Engineering colleagues to continually identify and solve for operating efficiency
- Spreading historical and projected financials in Credit systems and performing analysis including peer comparison to identify and document trends and anomalies necessary in assessing creditworthiness
- Coordinate with global colleagues in GS Risk teams as well as with other divisions
- Support key Risk governance and approval committees
Skills used in this role
What the employer is looking for
- Minimum Bachelor's degree in business or finance, Masters preferred
- 7-10 years of experience in a related corporate credit risk role with experience in credit analysis, ratings analysis, corporate finance and/or research desired
- Functional background or relevant experience in finance and accounting
- Highly motivated with strong academic background
- Team player with an ability to work effectively with colleagues in other regional offices
- Flexibility, ability to learn quickly
- Strong organizational skills and the ability to manage multiple assignments concurrently
- Familiarity with regulatory rating requirements and application of such guidance is preferred
- Strong analytical, presentational and communication skills require
Benefits and support
- Training and development opportunities
- Firmwide networks
- Benefits, wellness and personal finance offerings
- Mindfulness programs
About Goldman Sachs
The Goldman Sachs Group, Inc. is a leading global financial institution that delivers a broad range of financial services across investment banking, securities, investment management, and consumer banking to a diverse client base. Established in 1869 and headquartered in New York City, the firm serves corporations, financial institutions, governments, and high-net-worth individuals worldwide.
- Industry
- Investment Banking
- Company size
- 47400+ employees
- Founded
- 1869
- Location
- New York, New York, USA
- Funding stage
- Public Company
Leadership
Chairman and Chief Executive Officer
President and Chief Operating Officer
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