Manager-Digital Product Management
American Express · Posted Nov 2
Banking, credit card, payment network, and travel services
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About the role
Credit and Fraud Risk (CFR) is a global function responsible for credit and fraud risk decisions across American Express, combining technology and infrastructure with new computing techniques to support real-time customer communications and fraud servicing. The role owns business architecture for Risk Capabilities, mapping business processes to capabilities and defining end-to-end solutions and a 1–2-year capability roadmap. It works with product managers, business managers, and engineering leaders to convert business vision into a development roadmap and modernize risk platforms using SAFe across multiple Agile Release Trains.
What you will do
- The incumbent will be responsible for the business architecture of Risk Capabilities within American Express. This is a business & technology facing role, mapping business process to capabilities, providing E2E solution for the prioritized features using program increments, ensuring flexible and global system/capability design and 1–2-year capability roadmap including performance, availability and test automation. The role involves working with product managers, business managers and engineering leaders to convert the business idea/vision into a development roadmap
- The incumbent will also be responsible for multi-year strategy to modernize platforms within American Express, along with day-to-day solution management cadence in SAFE (Scaled Agile) framework across 4 different ART’s (Agile Release Trains) New Accounts, Line Management, Authorizations and Collections processes. The successful individual ensures that the platform transformations meet the evolving needs of risk management through continual innovation, global/flexible design for new use cases to fuel growth, reduce time to market and manage losses. Requires strong organizational, technical and creative problem-solving skills. Requires strong stakeholder management and ability to influence across multiple levels of leadership. Must work well in a dynamic, complex environment and under deadline pressures. Propagates architectural flows and governance to a set of scrum teams and/or SAFE trains to deploy the new business features across markets and products for risk management.
- Create architectural blueprints for business initiatives to ensure consistency across markets and products, track progress to move from legacy to future state platform
- Defining the architecture roadmap and deployment plan, working to ensure that risk processes and platforms are moving in right direction
- Ability to consolidate and correlate disconnected business needs, processes and articulate their collective relevance through analysis
- Demonstrate a solid understanding of the business process, drivers for change and recommend the right solution
- Maintain the inventory and knowledge base on business processes, business capabilities and technical components along with other architectural artefacts e.g. data architecture, application architecture
- Manage solution cadence by interacting with partners (Risk, AET, Marketing) to identify needs, opportunities, and gaps, and solve problems
- Brainstorming and negotiating effectively with various stakeholders to continuously come up with best design
Skills used in this role
What the employer is looking for
- Bachelor's Degree and 3+ years in agile product development and delivery
- MBA or Computer Science degree related technical field is preferred
- 1+ years of Solution architecture experience
- Risk Management Experience is a plus
- A good balance of business acumen and technical knowledge with a proven track record of driving digital innovation and architecture with a customer-first mindset.
- An established background in launching software or services in partnership with engineering teams and high degree of proficiency in prototyping, iterative development, Scaled Agile Framework and principles.
- Enthusiasm and passion for building great products and services and an ability to articulate product functionality.
- Understanding of the evolving compliance and regulatory requirements and environment and how to incorporate technology, infrastructure and security requirements into the product design.
- Excellent communication skills with the ability to engage, influence, and inspire partners to drive collaboration and alignment.
- High degree of organization, individual initiative and personal accountability.
- An ability to solve complex problems and a highly analytical approach
Benefits and support
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
About American Express
American Express Company is a globally recognized multinational financial services corporation specializing in payment cards, travel-related services, and network banking. Founded in 1850, the company provides charge and credit cards, expense management products, and merchant services to consumers, small businesses, and large corporations worldwide. It operates a proprietary payments network known for its premium customer engagement and lifestyle rewards programs.
- Industry
- Banking
- Company size
- 76800 employees
- Founded
- 1850-03-18
- Location
- New York City, New York, USA
- Funding stage
- Public Company
Leadership
Chairman and Chief Executive Officer
Chief Financial Officer
Chief Information Officer and Executive Vice President
Chief Colleague Experience Officer
Chief Marketing Officer
Recent coverage
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MarketScreener
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GuruFocus
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