Lead Credit Officer - VP
JPMorgan Chase · Posted Oct 14
Global banking, investment, credit card, mortgage, and asset management services
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About the role
The Wholesale Credit Risk team supports JPMorganChase's India and Japan businesses by anticipating emerging risks and applying expert judgement to solve credit challenges. The team covers derivatives, liquidity and cash management products, vanilla and structured loans, and acquisition & leveraged finance, working with Global Investment Banking, Commercial Banking, Corporate Banking, Markets and Securities Services and Global Payments. This Vice President role in Mumbai leads due diligence, structuring, negotiation, documentation and approval of transactions while managing ongoing credit monitoring and review of client facilities.
What you will do
- Be responsible for ongoing supervision and management of an assigned portfolio of corporate and institutional clients across a range of industries
- Take a lead role in the due diligence, structuring and documentation for transactions
- Conduct detailed review of forward-looking credit analysis, along with necessary financial modelling, to provide insight into clients’ industries and the key business and financial risks they face
- Exercise a meaningful credit approval authority
- Interact closely with transaction stakeholders including client coverage and product bankers, credit executives and legal counsel
- Review various credit and regulatory reporting requirements
- Mentor and develop junior Wholesale Credit Risk team members
- Track market and industry developments and their impact on clients
- Recommend and monitor internal credit ratings; and
- Support the team with ongoing ad-hoc initiatives and work streams
Skills used in this role
What the employer is looking for
- At least 6 years’ experience gained in a credit risk or credit analysis role within corporate, institutional and/or investment banking
- Strong credit risk analysis skills covering both qualitative and quantitative analysis
- Strong understanding of products across loans, derivatives and liquidity and cash management products as well as related documentation
- Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures
- Strong interpersonal skills
- Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
- Ability to foster relationships and confidently interact with origination teams and other internal stakeholders
Preferred qualifications
- Highly proficient in Microsoft Excel with an ability to navigate through financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc.)
- CA or Post graduate qualifications in accounting, business, finance, or a quantitative related discipline from a Tier-1 business school preferably
- Proficiency in written and verbal communication in Japanese is advantageous but not required
Benefits and support
- Compensation and benefits are detailed in the job posting
About JPMorgan Chase
JPMorgan Chase & Co. is one of the oldest, largest, and most diversified financial services institutions in the world. Operating globally through the J.P. Morgan and Chase brands, the firm provides a comprehensive range of financial solutions including investment banking, consumer and commercial banking, transaction processing, and asset management. Serving millions of consumers and many of the world's most prominent corporate, institutional, and government clients, the company combines deep market expertise with extensive technological investments.
- Industry
- Banking
- Company size
- 320000+ employees
- Founded
- 1799
- Location
- New York, New York, USA
- Funding stage
- Public Company
Leadership
Chairman and Chief Executive Officer
Chief Financial Officer
Chief Operating Officer
Global Chief Information Officer
CEO, Asset & Wealth Management
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