Global Banking Market -Portfolio Lifecycle Management-Senior Analyst-Bengaluru
Goldman Sachs · Posted Oct 8
Investment banking, securities, asset management, and wealth management services
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About the role
Operations is a firm-wide division that partners with all parts of Goldman Sachs to provide banking, securities, and asset management services, along with the risk management and controls that enable business flow. The Loan Operations Servicing Team manages the syndicated and bilateral loan life cycle — from origination, commitment, trade settlement, drawdown and pay-downs, to cash/position reconciliation — for complex instruments requiring close alignment with the business. This Senior Analyst role in Bengaluru handles end-to-end loan administration and processing, operational control and reconciliation, risk and compliance, stakeholder management, and process improvement and reporting, working closely with global teams in New York, Dallas, London, Bengaluru, and Asia.
What you will do
- Gain a comprehensive understanding of the bank loan business through servicing a portfolio of syndicated corporate bank debt.
- Develop your critical thinking competency by investigating and resolving transactional exceptions.
- Coordinate with business, product control and middle office to resolve issues in a timely manner.
- Manage risks related to specific processes and identify any deviations from established policies and procedures.
- Contribute to automation of functions, de-risking processes and streamlining of complex processes.
- Enhance your industry knowledge through settlement of complex loan trades.
- Cultivate your problem-solving skills through managing and reviewing complex legal documentation pertaining to syndicated loans.
- Build your communication skills through daily interactions with the firm’s external business counterparts, such as agent banks, clients, and trading partners.
- Showcase your ability to function as a team player in a highly collaborative environment while working closely with internal stakeholders such as Business Groups, Legal, Tax, Controllers, Technology, Compliance, etc.
- Collaborate with Global teams in New York, Dallas, London, Bengaluru, and Asia on initiatives supporting the loans market.
- Participate in industry initiatives facilitated by the Loan Syndication and Trading Association (LSTA) & Loan Market Association(LMA)
- Execute end-to-end loan lifecycle activities including drawdowns, rollovers, conversions, renewals, repayments, and fee processing for syndicated and bilateral facilities.
- Analyse and interpret credit agreements and complex deal structures to ensure accurate transaction execution.
- Process amendments, extensions, and modifications in line with contractual terms.
- Ensure timely and accurate disbursement of loan proceeds.
- Maintain and update loan systems with high data integrity.
- Board new facilities, including associated collateral, guarantors, and documentation.
- Investigate and resolve breaks across cash accounts, past dues, suspense balances, and funding discrepancies.
- Perform complex interest and fee calculations, adjustments, and accruals.
- Execute daily, monthly, and periodic controls in line with defined SLAs.
- Review operational reports to validate completeness and accuracy of processing activities.
- Ensure all transactions are processed in accordance with credit agreements, internal policies, and regulatory requirements.
- Uphold strong control standards to minimise operational risk and losses.
- Identify, assess, and escalate process risks and control gaps as required.
- Liaise with borrowers, agent banks, and participant lenders to resolve queries and exceptions.
- Collaborate with internal teams (Credit, Legal, Underwriting, Relationship Management, Technology) to support transaction execution and servicing.
- Coordinate with stakeholders to ensure all prerequisites are met for facility onboarding and ongoing servicing.
- Process loan-related payments across FED, CHIPS, and SWIFT channels.
- Identify process gaps and drive continuous improvement initiatives.
- Partner with stakeholders to implement scalable and sustainable process enhancements.
- Produce management reports and MIS on a daily, weekly, and monthly basis to support decision-making.
Skills used in this role
What the employer is looking for
- Bachelor’s degree in finance, Economics, Business, or a related discipline.
- 2–4 years of experience in syndicated loan operations, loan servicing, or a similar banking/financial services role.
- Strong understanding of syndicated loan structures, credit agreements, and loan documentation.
- Hands-on experience with loan systems such as Loan IQ, ACBS, WSO, or ClearPar.
- Advanced proficiency in Microsoft Excel, with strong data analysis and reconciliation skills.
- Working knowledge of financial statements and their operational impact.
- Strong analytical and problem-solving capabilities, particularly in exception management.
- High attention to detail with a strong control mindset.
- Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
- Excellent written and verbal communication skills.
- Strong stakeholder management and collaboration skills.
- Self-motivated, proactive, and able to operate both independently and within a team.
Preferred qualifications
- Financial or quantitative academic background.
Benefits and support
- Compensation and benefits are detailed in the job posting
About Goldman Sachs
The Goldman Sachs Group, Inc. is a leading global financial institution that delivers a broad range of financial services across investment banking, securities, investment management, and consumer banking to a diverse client base. Established in 1869 and headquartered in New York City, the firm serves corporations, financial institutions, governments, and high-net-worth individuals worldwide.
- Industry
- Investment Banking
- Company size
- 47400+ employees
- Founded
- 1869
- Location
- New York, New York, USA
- Funding stage
- Public Company
Leadership
Chairman and Chief Executive Officer
President and Chief Operating Officer
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