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Financial Analyst

American Express · Posted Oct 1

Banking, credit card, payment network, and travel services

Gurugram, HR, IndiaFull-timeHybridMid Level1–2 years₹9.0L–₹16.0L yearly100+ applicants
BankingPaymentsCredit CardsFinancial ServicesPublic Company
Full time

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About the role

The Card & Merchant Accounting and Controls (CMAC) team, part of Global Financial Operations within Controllership, manages the foundational accounting for Card Member spend, remittances, and merchant payments, and liaises with controllership, technology/product, and servicing teams to ensure financial integrity. This position sits in Card Capture AR Controllership, governing accounting for Card AR platforms and AMEX Network sources. The analyst will manage Card Accounts Receivable ledgers, support the Sale of Receivable process with CREDCO, drive reconciliation and month/quarter close, and apply analytics and Generative AI to improve process efficiency, accuracy, and scalability.

What you will do

  • Responsible for maintaining financial integrity of ledgers for Card Member Accounts receivables.
  • Manage end to end AR sub ledger accounts governance and reconciliation process
  • Provide SME expertise on various enterprise and technology projects impacting accounting and controls.
  • Develop and Deploy analytics to help business partners get insights into financials.
  • Apply Generative AI knowledge and solutions to assess existing processes, identify efficiency opportunities, and implement practical enhancements that improve effectiveness, accuracy, and scalability.
  • Accounting, research & clearance to maintain financial integrity of AR Accounts / process.
  • Ensure seamless Month Close / Quarter Close Process.
  • Ability to drive self and team goals with continuous focus on process improvement.
  • Identify simplification and automation opportunities and work towards implementing them.
  • Be able to proactively highlight, communicate and mitigate risks.
  • Manage the associated PRSA and controls, ensure robust control environment around the process. Compliance with AXP policies, US GAAP requirements
  • Ability to communicate effectively with senior leaders across the organization and build relationships.

Skills used in this role

ExcelPowerPointGenerative AIUS GAAPTriumphGlobestarFalconAccountingReconciliationFinancial AnalysisAnalytical SkillsCommunication

What the employer is looking for

  • B.com with 1-2 years or CA Inter / post grad with 1-2 years of work experience
  • Knowledge of Excel, PowerPoint, AR System of Record applications like Triumph, Globestar, Legacy AR Platforms etc.
  • Analytical skills, ability to understand the linkages to processes.
  • Hands-on experience with Generative AI tools.
  • Excellent team player with strong Inter-Personal skills and communication skills.

Preferred qualifications

  • Strong Accounting Knowledge.
  • Knowledge of AXP Spend process, AR Platforms, Falcon, etc.
  • Leadership skills needed to create, develop, and communicate with diverse work force.
  • Ability to think innovatively and to pursue ideas with conviction.

Benefits and support

  • Competitive base salaries
  • Bonus incentives
  • Support for financial-well-being and retirement
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • Generous paid parental leave policies (depending on your location)
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

About American Express

American Express Company is a globally recognized multinational financial services corporation specializing in payment cards, travel-related services, and network banking. Founded in 1850, the company provides charge and credit cards, expense management products, and merchant services to consumers, small businesses, and large corporations worldwide. It operates a proprietary payments network known for its premium customer engagement and lifestyle rewards programs.

Industry
Banking
Company size
76800 employees
Founded
1850-03-18
Location
New York City, New York, USA
Funding stage
Public Company

Leadership

SJ
Stephen J. Squeri

Chairman and Chief Executive Officer

CL
Christophe Le Caillec

Chief Financial Officer

RR
Ravi Radhakrishnan

Chief Information Officer and Executive Vice President

MR
Monique R. Herena

Chief Colleague Experience Officer

ER
Elizabeth Rutledge

Chief Marketing Officer