Credit Risk Operations Associate
Stripe · Posted Oct 7
Online payment processing, billing, and financial infrastructure services
Get a personal compatibility score
Add a resume for personal matches
About the role
Stripe is a financial infrastructure platform used by millions of businesses to accept payments and grow revenue, and it is building Stripe Delivery Centers, a new global team to design, implement and scale Stripe's operations. The credit risk operations team conducts credit risk assessments, underwrites small and mid-size users, and proposes mitigation strategies that let Stripe take smart risks for its users. This role evaluates merchant business models and financial statements, manages portfolio risk across industries and geographies, and uses analytics to improve risk strategies and processes.
What you will do
- Work with merchants, from successful venture-backed startups to well established institutions; evaluating their business models and financial statements
- Help manage Stripe’s portfolio by developing a deep understanding of risk across industries, geographies, and operating models
- Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment
- Utilize analytics to optimize strategies which can be enforced across Stripe’s portfolio
- Identify risk factors and trends and further report these identifiers to the wider risk team to ensure consistency in partnership
- Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements
- Have an opportunity to learn how Stripe operates from ground up and make a real impact on the future on organization
- Be a part of building a brand new team and operational culture for Stripe
- Partner with global operations specialists or business process owners to run a critical workflow
Skills used in this role
What the employer is looking for
- A minimum of 2+ years of experience with knowledge of commercial credit underwriting, financial risk modeling and cash flow forecasting
- Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks
- Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries
- You excel in analytical thinking and problem solving
- You have a process-oriented mindset and ability to get things done
- You enjoy working in an in-office environment with strong cross team collaboration and support
- You are able to prioritize and enjoy working in a quick-moving environment
- You are humble and have a proven track record for working well across teams and with external partners
- You’re willing to work (no more than) one weekend day each month - you’ll receive a weekday off the following week; the SDC operates during daytime hours with shifts from the morning through early evening
Preferred qualifications
- Degree/diploma in Finance or Accounting
- Experience in payments, e-commerce, or fintech mitigating credit risk
Benefits and support
- Compensation and benefits are detailed in the job posting
About Stripe
Stripe is a technology company that builds economic infrastructure for the internet, providing payment processing and financial services software for businesses of all sizes. Millions of companies use its suite of products to accept online and in-person payments, manage revenue, and run operations globally.
- Industry
- Payments
- Company size
- 10001+ employees
- Founded
- 2010
- Location
- South San Francisco, California, USA
- Funding stage
- Private Company
Funding
Private Company · $9.81B raised
- 2023-03-26Series I$6.5B
- 2023-04-01Grant$11.1M
- 2024-04-08Secondary Market$694M
Leadership
Co-Founder and CEO
Co-Founder and President
Chief Financial Officer
Chief Technology Officer
Recent coverage
Stripe News
FedEx Dataworks and Stripe to join forces to reduce friction in global commerce for SMBs2026-10-06
Stripe News
Stripe agrees to acquire Parafin to expand revenue opportunities for platforms and help small businesses grow2026-09-30
Stripe News
OUSD is now available on Stripe2026-09-30
Stripe News
Stripe marks 10 years in Japan with new products to accelerate the growth of digital businesses2026-09-30