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Analyst-Data Science

American Express · Posted Sep 30

Banking, credit card, payment network, and travel services

Gurugram, HR, IndiaFull-timeHybridMid Level2–5 years₹14.0L–₹24.0L yearly100+ applicants
BankingPaymentsCredit CardsFinancial ServicesPublic Company
Full time

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About the role

The Analyst, Data Science role sits within the Model Risk Management Group (MRMG) under the Global Risk and Compliance organization, supporting independent risk management and governance of Generative AI and advanced Machine Learning models across American Express. The role focuses on the assessment and monitoring of LLMs, GenAI applications, and ML‑based models used in areas such as marketing, credit, fraud, customer engagement, operations, and risk decisioning. The analyst will contribute to strengthening enterprise model risk controls, elevating model excellence, and supporting compliance with evolving regulatory and governance expectations for AI systems.

What you will do

  • Support independent oversight and effective challenge of Generative AI, LLM‑based, and advanced ML models across the enterprise.
  • Participate in risk based GenAI model risk reviews, including assessment of:
  • Model objectives, design, and architecture
  • Training data, prompt design, and assumptions
  • Model performance, monitoring approaches, and control mechanisms
  • Risks related to bias, explainability, robustness, and misuse
  • Execute model risk testing, documentation reviews, and evidence assessment in line with MRMG standards.
  • Contribute to gap assessments against internal policies and external regulatory expectations for AI/ML models.
  • Conduct AI/ML and GenAI research to support MRMG guidance, standards, and validation approaches.
  • Stay current on emerging trends in Generative AI, AI risk management, and regulatory developments, and apply learnings to day‑to‑day work.
  • Prepare clear, well‑structured analysis, validation notes, and risk summaries for internal stakeholders.
  • Communicate analytical findings effectively to business partners, model committees, and senior leaders, with guidance from managers.
  • Collaborate with cross‑functional teams including data science, engineering, product, and risk partners to support validation execution.
  • Support consistent, scalable, and defensible GenAI risk management practices across the enterprise.
  • Help improve efficiency and quality of MRMG processes through strong analytical execution and documentation discipline.
  • Contribute to improved model accuracy, robustness, and governance for GenAI and ML models.
  • Support enterprise objectives by enabling responsible AI deployment through strong risk discipline.
  • Continuously improve technical and domain expertise to enhance business impact.

Skills used in this role

Generative AILLMMachine LearningRisk ManagementAnalytical SkillsCommunication

What the employer is looking for

  • The role requires strong analytical skills, curiosity in AI/ML technologies, and the ability to translate technical findings into clear, risk‑focused insights for stakeholders.

Benefits and support

  • Compensation and benefits are detailed in the job posting

About American Express

American Express Company is a globally recognized multinational financial services corporation specializing in payment cards, travel-related services, and network banking. Founded in 1850, the company provides charge and credit cards, expense management products, and merchant services to consumers, small businesses, and large corporations worldwide. It operates a proprietary payments network known for its premium customer engagement and lifestyle rewards programs.

Industry
Banking
Company size
76800 employees
Founded
1850-03-18
Location
New York City, New York, USA
Funding stage
Public Company

Leadership

SJ
Stephen J. Squeri

Chairman and Chief Executive Officer

CL
Christophe Le Caillec

Chief Financial Officer

RR
Ravi Radhakrishnan

Chief Information Officer and Executive Vice President

MR
Monique R. Herena

Chief Colleague Experience Officer

ER
Elizabeth Rutledge

Chief Marketing Officer