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Senior Financial Analyst

Visa · Posted Oct 22

Digital payment technology platform and global payment card services corporation

Bengaluru, IndiaFull-timeOnsiteSenior Level5–7 years₹24.0L–₹35.0L yearly<25 applicants
BankingPaymentsFinancial ServicesCredit CardsFintechPublic Company
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About the role

Visa is a global payments technology company facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. The Client Incentive Operations (CIO) team in Bangalore manages client incentive agreements and ensures accurate accounting in accordance with US GAAP, company policies, and contractual terms. This Senior Financial Analyst role covers contract interpretation and accounting treatment, incentive contract setup and payment processing, forecasting and reconciliations, SOX/audit compliance, and process automation in partnership with Finance, Sales, Legal, and regional teams.

What you will do

  • Review client incentive agreements, ensure accurate contract interpretation and determine the appropriate accounting treatment in accordance with US GAAP and company policies.
  • Set up, maintain and review incentive contracts in Visa systems, ensuring all contractual obligations are accurately captured.
  • Manage, track, review, and process contractual payments accurately and on time.
  • Monitor contract performance and maintain forecasts, amortization schedules, and supporting documentation.
  • Prepare and review reconciliations, reports, and supporting schedules for financial reporting requirements.
  • Partner with Finance, Sales, Legal, regional hub and IT teams to resolve issues and support business objectives.
  • Ensure compliance with internal controls, SOX, audit, and regulatory requirements.
  • Drive process improvements, standardization, automation, and operational efficiency initiatives.
  • Support ad-hoc financial analysis, projects, and business initiatives.
  • Provide guidance, training, and knowledge-sharing support to junior team members.
  • Meet established operational and reporting service level commitments.

Skills used in this role

ExcelOracleUS GAAPSOXAIAutomation ToolsCommunicationProblem SolvingStakeholder ManagementAttention to Detail

What the employer is looking for

  • Bachelor’s degree in Accounting.
  • 5–7 years of relevant accounting, audit, finance, or operations experience.
  • CA, CPA, or equivalent professional qualification.
  • Strong analytical, problem-solving, and organizational skills.
  • Attention to detail and ability to manage multiple priorities in a fast-paced environment.
  • Strong stakeholder management, collaboration, and interpersonal skills.
  • Excellent verbal and written communication skills.
  • Demonstrated focus on continuous improvement and process efficiency.
  • Advanced Excel skills; experience with Oracle-based applications is a plus.
  • Familiarity with AI and automation tools, including the ability to develop and apply analytical models, prompts, and workflow solutions to improve productivity, reporting quality, and business processes.

Benefits and support

  • Compensation and benefits are detailed in the job posting

About Visa

Visa Inc. is a multinational payment card services corporation that facilitates electronic funds transfers worldwide. The company empowers global commerce through its secure digital payment network, connecting consumers, merchants, financial institutions, and government entities across more than 200 countries and territories.

Industry
Banking
Company size
34100 employees
Founded
1958-09-18
Location
San Francisco, California, USA
Funding stage
Public Company

Funding

Public Company · $17.9B raised

Bank of AmericaInstitutional Investors
  • 2008-03-19IPO$17.9B

Leadership

RM
Ryan McInerney

Chief Executive Officer

CS
Chris Suh

Chief Financial Officer

JF
Jack Forestell

Chief Product and Strategy Officer

OJ
Oliver Jenkyn

Group President, Global Markets

KM
Kelly Mahon Tullier

Vice Chair, Chief People and Corporate Affairs Officer

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