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Data & Insights Consultant

Visa · Posted Oct 7

Digital payment technology platform and global payment card services corporation

IN - Bengaluru, IndiaFull-timeHybridSenior Level5+ years₹25.0L–₹40.0L yearly100+ applicants
BankingPaymentsFinancial ServicesCredit CardsFintechPublic Company
Full time

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About the role

The Business Optimization team within Visa's Client Services organization turns massive amounts of data into actionable insights that drive business value, working with Visa's clients and staff to improve portfolio and product performance, program profitability and cardholder experiences. By coupling in-depth analysis of portfolio behavior with Visa's products, digital offerings and marketing capabilities, the team helps client programs operate at peak potential across Asia Pacific. This Data & Insights Consultant role derives analytical insights on client performance and authorization trends, builds dashboards and self-service reporting, and delivers findings and recommendations to external clients and internal stakeholders.

What you will do

  • Combine and analyze disparate data sources and derive insights in a Big Data environment; independently perform analysis to render robust, thoughtful results.
  • Assess market intelligence and research needs across priority corridors and markets to identify authorization improvement opportunities.
  • Lead client-facing initiatives and consulting projects that produce actionable insights to optimize authorization performance across Asia Pacific.
  • Collaborate and partner with internal and external stakeholders to develop ready-to-consume insight packages, automated templates, and self-service reporting capabilities.
  • Coordinate with existing internally focused reporting teams to deploy a single source of truth on authorizations. This includes aligning on a common set of reports, definitions, and data sources across markets and stakeholders.
  • Build and deploy capability to generate forward-looking view of opportunities, develop the hypothesis of key leading indicators of authorization trends, gather data and conduct analysis to isolate the key leading indicators of opportunity, develop and deploy the model to continuously track and report on the leading indicators.
  • Lead management reporting dashboards & scorecards and establishing cadence of reporting across different executive stakeholders to support authorization improvement campaigns
  • Proven ability to translate complex data into compelling executive narratives, develop and present analytical deliverables in an accurate, understandable and engaging manner, confidently manage client objections, and influence stakeholders to drive alignment and action.

Skills used in this role

SQLPythonHadoopHiveSparkPower BITableauMicrosoft ExcelMS OfficeClaude CodeAIlarge language modelsmachine learningregression analysishypothesis testingclusteringdecision treesdata analysisdata visualizationcommunicationpresentationproblem solvingteamworkcollaboration

What the employer is looking for

  • Extensive experience in data analysis and/or insight delivery, with a proven track record of creating business value from data.
  • A minimum of 5 years of relevant work experience with a Bachelor's degree.
  • Subject matter expertise in authorization is highly preferred.
  • Experience using AI, large language models, agents, or automation tools such as Claude code to streamline analytics workflows, generate insights, or improve reporting efficiency is required.
  • High level of proficiency manipulating data from a variety of sources - Big data skills (Hadoop, Hive, Python, Spark) and/or SQL skills required.
  • Experience visualizing data with tools like Power BI, Tableau; advanced Tableau skills are highly desirable.
  • Strong verbal, written, presentation and interpersonal skills. Demonstrated ability to articulate complex data into business language.
  • Must be proficient in all MS Office applications with advanced Excel spreadsheet skills.
  • Strong teamwork and collaboration skills.

Preferred qualifications

  • Working knowledge of Visa transaction processing, including authorization and clearing systems.
  • Visa experience or broader knowledge of the payments industry.
  • Experience applying advanced statistical techniques such as regression analysis, hypothesis testing, clustering, or decision trees to real-world business problems is preferred.
  • Working knowledge of machine learning techniques and their practical advantages and limitations is preferred

Benefits and support

  • Compensation and benefits are detailed in the job posting

About Visa

Visa Inc. is a multinational payment card services corporation that facilitates electronic funds transfers worldwide. The company empowers global commerce through its secure digital payment network, connecting consumers, merchants, financial institutions, and government entities across more than 200 countries and territories.

Industry
Banking
Company size
34100 employees
Founded
1958-09-18
Location
San Francisco, California, USA
Funding stage
Public Company

Funding

Public Company · $17.9B raised

Bank of AmericaInstitutional Investors
  • 2008-03-19IPO$17.9B

Leadership

RM
Ryan McInerney

Chief Executive Officer

CS
Chris Suh

Chief Financial Officer

JF
Jack Forestell

Chief Product and Strategy Officer

OJ
Oliver Jenkyn

Group President, Global Markets

KM
Kelly Mahon Tullier

Vice Chair, Chief People and Corporate Affairs Officer