Analyst, Risk Management
Mastercard · Posted Oct 30
Global technology company connecting consumers, financial institutions, merchants, and businesses through secure payment processing and digital commerce solutions
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About the role
The Customer Risk Management (CRM) team monitors Mastercard's credit exposure to financial institutions and other counterparties worldwide — roughly $68B in exposure — in line with the company's policies, procedures and risk appetite framework. The role sits within the payments risk domain, working with Corporate Treasury and Settlement Operations on Customer Exposure Management (CEM) data validation and system testing. The analyst scans news and regulatory sources for customer distress, monitors global exposures and prefunding accounts, assembles commercial underwriting documentation, and produces ad hoc exposure reporting.
What you will do
- Daily read of Factiva/CreditEdge customer related news and regulatory website to scan for customer’s financial distress
- Monitor 24/7 global customer exposures and, based on volume trends and news/regulatory websites, immediately inform risk managers in case of urgencies (bankruptcies, insolvencies, administration etc)
- Monitor 24/7 the company prefunding accounts.
- Follow up with customers and account managers on open settlement positions of customers for small settlement failures, coordinating with Account Managers and Settlement operations, to determine if genuine or if it is a reconciliation issue
- Participate in decision process, including emergency procedures as directed by the Risk Managers
- First assembling of Commercial Underwriting for senior risk analysts, including data points such as volume/exposure trends, recommended CEM thresholds limits and settlement analysis
- CEM (Customer Exposure Monitoring) System testing
- Ad hoc reporting on customer volume, exposure and CEM declines trends
- Report and coordinate with the appropriate teams in case of CEM inaccuracies or process failures
- Maintain Customer Exposure Monitoring Manual
- Participate in various process improvement initiatives and best practices sharing;
- Access/check balances on customer bank account subject to security agreements, as applies
Skills used in this role
What the employer is looking for
- Graduate/Postgraduate degree in business, economics, econometrics or equivalent.
- Experience in credit risk assessment and financial statements analysis (preferably).
- Accuracy, self-drive, accountability and sense of urgency.
- Outstanding written and verbal English communication skills.
- Advanced Excel, Word, and PowerPoint user.
- Positive attitude, strong work-ethic, and good sense of humor.
Benefits and support
- Compensation and benefits are detailed in the job posting
About Mastercard
Mastercard is a global technology company in the payments industry that connects consumers, financial institutions, merchants, governments, and businesses worldwide. It operates a fast and secure payment processing network that spans more than 200 countries and territories. Through innovative products and solutions in credit, debit, digital assets, and security, Mastercard makes commerce safer, simpler, and more accessible.
- Industry
- Payments
- Company size
- 10001+ employees
- Founded
- 1966
- Location
- Purchase, New York, USA
- Funding stage
- Public Company
Funding
Public Company · $115M raised
Leadership
Chief Executive Officer
Chief Business Officer
President & Chief Technology Officer
Chief People Officer
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