Product Manager - Technical II
Mastercard · Posted Oct 28
Global technology company connecting consumers, financial institutions, merchants, and businesses through secure payment processing and digital commerce solutions
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About the role
The Mastercard Transaction Stream team delivers next-generation Core Payment capabilities built on modern digital architecture, cloud-native principles, event-driven technologies, and a Scaled Agile delivery framework. The role is a product management position focused on card payments, transaction switching, ISO payment messaging, and complex transaction flows across distributed systems. As a Product Manager - Technical II, you will translate business requirements into defined product capabilities, define and execute integration validation approaches, analyse authorization, clearing and reversal flows, and drive product readiness with engineering, architecture, and product teams.
What you will do
- Serve as a functional and technical domain expert for Transaction Stream and Mastercard payment processing capabilities.
- Translate business requirements, customer journeys, architecture, and product requirements into end-to-end functional scenarios and expected product behaviours.
- Define and execute integration validation approaches for Transaction Switching capabilities across interconnected systems, applications, and services.
- Analyse complex payment transaction flows across authorization, advice, reversal, clearing and other related payment-processing lifecycle scenarios.
- Assess product behaviour across upstream and downstream systems to ensure capabilities meet intended business and technical outcomes.
- Identify functional gaps, integration issues, dependencies, and potential customer impacts through detailed analysis of transaction flows and system interactions.
- Collaborate with Product Owners, Business Owners, Engineering, Architecture, and other product teams to drive product readiness and successful delivery.
- Apply strong knowledge of ISO payment protocols, transaction messaging, system interfaces, and data flows when evaluating new or changed capabilities.
- Analyse production issues and customer insights to identify functional gaps, improve product capabilities, and strengthen future delivery.
- Contribute to automation and self-service capabilities that improve repeatability, coverage, and efficiency of product validation.
- Participate in solution reviews, requirement walkthroughs, design discussions, and readiness assessments, providing a payments-domain and end-to-end integration perspective.
- Support defect and issue analysis by tracing transactions across system boundaries and helping identify the functional or integration point responsible for unexpected behaviour.
- Communicate effectively and coordinate with globally distributed teams including Business Owners, Product Owners, Engineering, Enterprise Architecture, and dependent product teams.
Skills used in this role
What the employer is looking for
- Bachelor's or master’s degree in computer science, Information Technology, Engineering, or equivalent practical experience.
- Experience working with complex transactional platforms, payment systems, or other highly integrated enterprise applications.
- Strong knowledge of the cards and payments domain, including payment transaction lifecycle, message flows, processing rules, and system interactions.
- Hands-on understanding of authorization, advice, reversal, clearing, and related payment-processing flows.
- Working knowledge of payment messaging standards such as ISO 8583 and ISO 20022.
- Ability to understand business and technical requirements and translate them into functional scenarios, transaction flows, expected outcomes, and acceptance criteria.
- Strong analytical and problem-solving capabilities with the ability to troubleshoot complex integration scenarios across multiple applications and services.
- Experience with end-to-end functional and integration validation of distributed applications and interconnected systems.
- Familiarity with payment simulation or transaction-generation tools such as T3 or equivalent.
- Ability to analyse transaction messages, application logs, system responses, and data across multiple integration points.
- Understanding of modern application architecture, including cloud platforms, microservices, event-driven architecture, caching, and persistence technologies.
- Familiarity with CI/CD delivery environments and modern software delivery practices.
- Exposure to Java, Spring Boot, or similar technologies is beneficial for understanding application behaviour and supporting technical analysis.
- Experience using automation or tooling to improve the efficiency and repeatability of functional or integration validation is preferred.
- Strong communication and stakeholder-management skills with the ability to work across Product, Business, Engineering, Architecture, and other technology teams.
- Comfortable working in an Agile delivery environment.
Benefits and support
- Compensation and benefits are detailed in the job posting
About Mastercard
Mastercard is a global technology company in the payments industry that connects consumers, financial institutions, merchants, governments, and businesses worldwide. It operates a fast and secure payment processing network that spans more than 200 countries and territories. Through innovative products and solutions in credit, debit, digital assets, and security, Mastercard makes commerce safer, simpler, and more accessible.
- Industry
- Payments
- Company size
- 10001+ employees
- Founded
- 1966
- Location
- Purchase, New York, USA
- Funding stage
- Public Company
Funding
Public Company · $115M raised
Leadership
Chief Executive Officer
Chief Business Officer
President & Chief Technology Officer
Chief People Officer
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