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issuance growth lead

cred · Posted Oct 30

Credit card bill payment, rewards, lending, and financial management services

bengaluruFull-timeOnsiteLead/Staff5+ years₹30.0L–₹45.0L yearly<25 applicants
FintechPaymentsCredit CardsFinancial ServicesRewardsLate Stage
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About the role

CRED is a members-only platform for credit card bill payments and co-created financial products built with bank partners on its member base. The issuance growth team drives card issuance demand across CRED's on-deck and off-deck properties and works with banks on risk policy, funnel throughput and onboarding journeys. This lead role owns demand generation, channel and merchant discovery, and cross-functional alignment with marketing, product, risk, legal/compliance, engineering and bank teams to maximize conversion of co-created financial products.

What you will do

  • demand generation through on-deck and off-deck properties which CRED has for issuance objectives
  • work with marketing, product counter-parts to keep innovating on how we enable issuance, convert interest
  • risk policy/funnel throughput alignment with banks to maximize conversion of co-created financial products on CRED member base.
  • defining and aligning most seamless onboarding journeys with the bank defining contours around - underwriting, compliances, kyc et al.
  • defining inputs around non-captive channels/merchant channels to enable discovery, capture interest and enable respective issuance partnerships

Skills used in this role

What the employer is looking for

  • nth degree card optimizer themselves to understand how customers maximize value generation out of credit cards
  • ability to understand and de-mystify user needs to take a new card, upgrade card and define customer value propositions basis that and embed into context of growth
  • understanding of card onboarding journeys and various input levers
  • understanding of credit/risk/policy/funnel related aspects and various input levers
  • build and grow a Zero to One product. All hands on deck attitude.
  • has worked on long term projects in ambiguous environments.
  • has in past with projects involving multiple stakeholders across product, business, risk, legal/compliance, engineering, bank teams, and taken global maxima decisions

Benefits and support

  • Compensation and benefits are detailed in the job posting

About cred

CRED is an Indian financial technology platform that rewards individuals for timely credit card bill payments and offers curated financial products, lending, and lifestyle services. Built as a members-only community for users with high credit scores, the platform expands into wealth management, insurance, and e-commerce checkouts. Headquartered in Bengaluru, it plays a prominent role in digital payments and credit management across India.

Industry
Fintech
Company size
1001-5000 employees
Founded
2018
Location
Bengaluru, Karnataka, India
Funding stage
Series H

Funding

Series H · $2.38B raised

MetaRibbit CapitalPeak XV PartnersTiger Global ManagementGICDST Global
  • 2026-06-22Series H$900M
  • 2025-05-11Venture Round$72M
  • 2022-06-09Series F$140M
  • 2021-10-20Series E$251M

Leadership

KS
Kunal Shah

Founder

MS
Miten Sampat

Interim CEO

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